Insurance:
General insurance enquiries should be directed to me, Lion Steve Spencer the District Insurance Adviser at insurance@lions105sc.org.uk or telephone 01628 784058. However, requests to increase cover under any policy, or cover vehicles/vehicles towing sleighs should be made direct to the MDHQ team (see below for details on how to apply for those).
Alternatively contact the Multiple District HQ team at: nationalheadquarters@lionsclubs.co or telephone 0121 441 4544.
Useful documents:
The MD members website https://lionsclubs.co/MembersNews/ has the Insurance Guide. Please ensure you check the Guide on the website whenever you have a query, as it will be regularly updated. The website also has a copy of the current evidence of insurance letter; this and various other useful documents can be downloaded, Download the forms to request additional insurance, as this allows you to complete and submit them. See the further comments below.
Liability insurance requirements
The insurance brokers no longer require an event checklist to be submitted for any event. The only requirement they have is that we complete risk assessments for all events and that these are held on file in the event of a claim, when they will be requested.
The attitude is now that events will be covered unless specifically excluded, but if you are undertaking a new event which you think has not been put on by another Lions club, please check with me and/or MD HQ.
The policies do not cover every eventuality and some exclusions do apply, see pages 15 & 16 of the Guide.
Vehicle and Sleigh cover:
There is no automatic motor insurance cover. If you require any cover for vehicles or the towing of sleighs please contact MD HQ nationalheadquarters@lionsclubs.co or telephone 0121 441 4544.
Please send requests as early as possible to allow discussions with insurers. If a quote is needed by a certain date for meetings please advise this when making a request for cover. However, sleigh insurance CAN be provided very quickly.
Property Cover:
All clubs have cover for £10,000 of club property to include equipment and regalia, plus £2,500 to cover defibrillators. This does NOT include any hired-in equipment, which will need to be provided by or through the hire company, or through MD. If a club requires additional cover above £10,000 or for hired-in equipment submit the form on: https://lionsclubs.co/MembersNews/
Additional Money Cover:
If you require additional money cover (the maximum limit being £5,000, but in most cases, for example when held in a home but not in a safe, this will only be £500 - see the Insurance Guide) complete the Additional Money form on the MD members website: https://lionsclubs.co/MembersNews/
Additional Cover for Events:
You can also request a quotation for additional cover for events, including firework displays, cancellation cover for events, etc, again by completing the relevant form on the MD members website: https://lionsclubs.co/MembersNews/.
Prostate Cancer PSA testing, Diabetes testing, etc
Please note that the Lions insurance only covers Lions for claims incidental to a medical testing session. All those taking bloods should have cover under their own professional insurance as the Lions insurance does not cover for invasive procedures such as blood testing. Lions clubs should ensure that such insurance is in place for all volunteer phlebotomists. If you are considering organising a medical/health advice session please let me or MDHQ know, particularly as the insurance situation can change.
